Jumbo Loans

Work With Miami’s Trusted Mortgage Company

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Large Residential Mortgage Loans

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Exceed the Loan Limit Set by the Federal Government

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Enjoy Higher Purchasing Power

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Fixed- & Adjustable-Interest Rates Available

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What Is a Jumbo Loan?

A jumbo loan is a loan that exceeds the loan limit rules set out by federal insurers Fannie Mae and Freddie Mac. They are especially helpful for well-qualified buyers who are looking to purchase a high-priced luxury property that requires a sizable downpayment. Like other mortgage loans, jumbo loans are available with fixed and adjustable interest rates. If you are interested in purchasing a luxury home in Miami, you may want to consider a jumbo loan. The mortgage experts at The Force Group can walk you through all of your options to find a solution that works best for your financial situation. Contact us today!

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What Are the Benefits of Jumbo Loans?

The greatest advantage of jumbo loans is that they allow borrowers to purchase a property that would not be available to them under the restrictions of conforming loans. In a desirable area like Miami, the competitive housing market often pushes home prices into jumbo loan territory, which makes jumbo loans an attractive option for well qualified borrowers. Jumbo loans are particularly suited for high income individuals with great credit scores who can afford to make larger down payments and aren’t deterred by higher interest rates. As jumbo loans supercharge the purchasing power of the borrower, you can also expect to need more documentation of your income beyond bank statements, which can include full tax returns and proof of significant cash reserves. If you are interested in exploring your options with jumbo loans, contact The Force Group in Miami to schedule a consultation with a mortgage specialist.

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Secure a Jumbo Loan in Miami

The Force Group is the premier provider of jumbo loans in Miami. Our team is dedicated to providing you with the personalized mortgage solutions you need to achieve your home-purchasing goals. Check out all of our mortgage services, and contact us today to speak with an expert about jumbo loans!

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